/* ============================================================
   MildredBank — Design System
   A modern retail bank with Hanseatic trading-house heritage:
   ledger-paper, wax-seal, compass-rose motifs rendered in a
   deep green / green / brass palette.
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600;9..144,700&family=Inter:wght@400;500;600;700&family=IBM+Plex+Mono:wght@400;500;600&display=swap');

:root{
  /* Color */
  --ink:        #12291D;
  --ink-soft:   #1B3B28;
  --teal:       #1E8A4C;
  --teal-deep:  #146138;
  --brass:      #C9A227;
  --brass-soft: #E6C766;
  --paper:      #F6F4EE;
  --paper-dim:  #ECE7D8;
  --slate:      #3D4552;
  --slate-soft: #6B7280;
  --success:    #2E7D5B;
  --alert:      #B3452F;
  --white:      #FFFFFF;
  --line:       rgba(18,41,29,0.12);
  --line-soft:  rgba(18,41,29,0.08);

  /* Type */
  --font-display: 'Fraunces', serif;
  --font-body: 'Inter', -apple-system, sans-serif;
  --font-mono: 'IBM Plex Mono', monospace;

  /* Layout */
  --max: 1180px;
  --radius: 10px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin: 0;
  font-family: var(--font-body);
  color: var(--slate);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
}
img{ max-width: 100%; display:block; }
a{ color: inherit; text-decoration: none; }
button{ font-family: inherit; cursor: pointer; }
input, select{ font-family: inherit; }

h1,h2,h3,h4{
  font-family: var(--font-display);
  color: var(--ink);
  margin: 0 0 .4em;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.container{
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 32px;
}

/* Focus visibility */
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible{
  outline: 2px solid var(--teal);
  outline-offset: 2px;
}

@media (prefers-reduced-motion: reduce){
  *{ animation-duration: 0.001ms !important; animation-iteration-count: 1 !important; transition-duration: 0.001ms !important; }
}

/* ============================================================
   Seal mark (signature element)
   ============================================================ */
.seal{
  --size: 40px;
  width: var(--size);
  height: var(--size);
  border-radius: 50%;
  background: var(--brass);
  position: relative;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  box-shadow: inset 0 0 0 2px rgba(18,41,29,0.25);
}
.seal svg{ width: 62%; height: 62%; }

.brandmark{
  display: flex;
  align-items: center;
  gap: 12px;
}
.brandmark .wordmark{
  font-family: var(--font-display);
  font-size: 1.28rem;
  font-weight: 600;
  color: var(--ink);
  letter-spacing: -0.01em;
}
.brandmark .wordmark em{
  font-style: normal;
  color: var(--teal-deep);
}
.on-dark .wordmark{ color: var(--paper); }
.on-dark .wordmark em{ color: var(--brass-soft); }

/* ============================================================
   Top navigation
   ============================================================ */
.nav{
  background: var(--ink);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.nav .container{
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
}
.nav-links{
  display: flex;
  gap: 34px;
  align-items: center;
}
.nav-links a{
  color: rgba(246,244,238,0.78);
  font-size: 0.95rem;
  font-weight: 500;
  transition: color .15s ease;
}
.nav-links a:hover{ color: var(--paper); }

.btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.92rem;
  border: 1px solid transparent;
  transition: transform .15s ease, background .15s ease, border-color .15s ease, box-shadow .15s ease;
}
.btn:hover{ transform: translateY(-1px); }
.btn:active{ transform: translateY(0); }

.btn-brass{
  background: var(--brass);
  color: var(--ink);
}
.btn-brass:hover{ background: var(--brass-soft); }

.btn-outline-dark{
  border-color: rgba(246,244,238,0.35);
  color: var(--paper);
}
.btn-outline-dark:hover{ border-color: var(--paper); background: rgba(246,244,238,0.06); }

.btn-teal{
  background: var(--teal);
  color: var(--white);
}
.btn-teal:hover{ background: var(--teal-deep); }

.btn-ghost{
  background: transparent;
  color: var(--ink);
  border-color: var(--line);
}
.btn-ghost:hover{ background: var(--paper-dim); }

.btn-block{ width: 100%; }
.btn-lg{ padding: 15px 26px; font-size: 1rem; }
.btn[disabled]{ opacity: .5; cursor: not-allowed; transform:none; }

/* ============================================================
   Hero
   ============================================================ */
.hero{
  background:
    radial-gradient(ellipse 900px 500px at 82% -10%, rgba(30,138,76,0.35), transparent 60%),
    linear-gradient(180deg, var(--ink) 0%, var(--ink-soft) 100%);
  color: var(--paper);
  position: relative;
  overflow: hidden;
}
.hero .container{
  padding-top: 96px;
  padding-bottom: 110px;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
.eyebrow{
  font-family: var(--font-mono);
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--brass-soft);
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 22px;
}
.eyebrow::before{
  content:"";
  width: 22px; height: 1px;
  background: var(--brass-soft);
}
.hero h1{
  color: var(--paper);
  font-size: clamp(2.4rem, 4.2vw, 3.6rem);
  line-height: 1.08;
  max-width: 12ch;
}
.hero p.lede{
  color: rgba(246,244,238,0.76);
  font-size: 1.12rem;
  line-height: 1.6;
  max-width: 46ch;
  margin: 20px 0 34px;
}
.hero-actions{ display: flex; gap: 14px; flex-wrap: wrap; }

/* ledger card in hero */
.ledger-card{
  background: var(--paper);
  border-radius: 16px;
  padding: 30px;
  box-shadow: 0 30px 80px -20px rgba(0,0,0,0.55);
  position: relative;
}
.ledger-card .lc-head{
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 22px;
}
.ledger-card .lc-label{
  font-family: var(--font-mono);
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--slate-soft);
}
.ledger-card .lc-balance{
  font-family: var(--font-display);
  font-size: 2.5rem;
  color: var(--ink);
  font-weight: 600;
  margin: 4px 0 0;
}
.ledger-card .lc-row{
  display: flex;
  justify-content: space-between;
  padding: 13px 0;
  border-top: 1px solid var(--line-soft);
  font-size: 0.9rem;
}
.ledger-card .lc-row:first-of-type{ border-top: 1px solid var(--line); margin-top: 4px; }
.lc-merchant{ color: var(--ink); font-weight: 500; }
.lc-meta{ color: var(--slate-soft); font-size: 0.78rem; margin-top: 2px; }
.lc-amt{ font-family: var(--font-mono); font-weight: 600; }
.lc-amt.neg{ color: var(--ink); }
.lc-amt.pos{ color: var(--success); }

/* ============================================================
   Sections (marketing)
   ============================================================ */
section{ padding: 88px 0; }
.section-head{
  max-width: 640px;
  margin: 0 auto 52px;
  text-align: center;
}
.section-head h2{ font-size: clamp(1.9rem, 3vw, 2.5rem); }
.section-head p{ color: var(--slate-soft); font-size: 1.05rem; line-height: 1.6; }

.feature-grid{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.feature{
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 32px 28px;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
  box-shadow: 0 8px 18px rgba(18,41,29,0.03);
}
.feature:hover{
  transform: translateY(-4px);
  border-color: rgba(30,138,76,0.34);
  box-shadow: 0 18px 30px rgba(18,41,29,0.08);
}
.feature .num{
  font-family: var(--font-mono);
  color: var(--brass);
  font-weight: 600;
  font-size: 0.85rem;
  letter-spacing: 0.06em;
}
.feature h3{ font-size: 1.15rem; margin: 14px 0 10px; }
.feature p{ color: var(--slate-soft); font-size: 0.94rem; line-height: 1.6; margin: 0; }

.band-dark{
  background: var(--ink);
  color: var(--paper);
}
.band-dark .section-head p{ color: rgba(246,244,238,0.68); }
.band-dark .section-head h2{ color: var(--paper); }

.faq-section{ padding-top: 28px; }

.faq-grid{
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
}

.faq-card{
  background: rgba(255,255,255,0.7);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 24px 22px;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.faq-card:hover{
  transform: translateY(-3px);
  border-color: rgba(30,138,76,0.35);
  box-shadow: 0 16px 28px rgba(18,41,29,0.08);
}
.faq-card h3{ margin-bottom: 10px; font-size: 1.15rem; }
.faq-card p{ margin: 0; color: var(--slate-soft); line-height: 1.6; }

.trust-grid{
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}
.trust-grid .t-num{
  font-family: var(--font-display);
  font-size: 2.1rem;
  color: var(--brass-soft);
}
.trust-grid .t-label{
  font-size: 0.85rem;
  color: rgba(246,244,238,0.62);
  margin-top: 6px;
}

.cta-band{
  background: var(--teal);
  color: var(--white);
  border-radius: 20px;
  padding: 56px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  margin: 0 32px;
}
.cta-band h2{ color: var(--white); margin-bottom: 8px; font-size: 1.8rem; }
.cta-band p{ color: rgba(255,255,255,0.85); margin: 0; }

footer{
  background: var(--ink);
  color: rgba(246,244,238,0.55);
  padding: 56px 0 32px;
  margin-top: 40px;
}
.footer-grid{
  display: grid;
  grid-template-columns: 2fr repeat(3, 1fr);
  gap: 32px;
  padding-bottom: 36px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-grid h4{
  color: rgba(246,244,238,0.85);
  font-family: var(--font-body);
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 14px;
}
.footer-grid a{
  display: block;
  font-size: 0.9rem;
  padding: 6px 0;
  color: rgba(246,244,238,0.6);
}
.footer-grid a:hover{ color: var(--paper); }
.footer-bottom{
  display: flex;
  justify-content: space-between;
  padding-top: 24px;
  font-size: 0.82rem;
  flex-wrap: wrap;
  gap: 12px;
}

/* ============================================================
   Auth pages (login)
   ============================================================ */
.auth-wrap{
  min-height: 100vh;
  display: grid;
  grid-template-columns: 1fr 1fr;
}
.auth-side{
  background:
    radial-gradient(ellipse 700px 500px at 20% 10%, rgba(30,138,76,0.4), transparent 60%),
    linear-gradient(200deg, var(--ink) 0%, var(--ink-soft) 100%);
  color: var(--paper);
  padding: 56px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.auth-side .quote{
  font-family: var(--font-display);
  font-size: 1.7rem;
  line-height: 1.4;
  max-width: 24ch;
  color: var(--paper);
}
.auth-side .quote-attr{
  font-family: var(--font-mono);
  font-size: 0.8rem;
  color: var(--brass-soft);
  margin-top: 18px;
}
.auth-form-side{
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 48px;
}
.auth-card{ width: 100%; max-width: 400px; }
.auth-card h1{ font-size: 1.7rem; margin-bottom: 6px; }
.auth-card .sub{ color: var(--slate-soft); font-size: 0.95rem; margin-bottom: 32px; }

.field{ margin-bottom: 18px; }
.field label{
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: 7px;
}
.field input, .field select{
  width: 100%;
  padding: 13px 14px;
  border-radius: 8px;
  border: 1px solid var(--line);
  background: var(--white);
  font-size: 0.96rem;
  color: var(--ink);
  transition: border-color .15s ease, box-shadow .15s ease;
}
.field input:focus, .field select:focus{
  border-color: var(--teal);
  outline: none;
  box-shadow: 0 0 0 3px rgba(30,138,76,0.15);
}
.field .hint{ font-size: 0.78rem; color: var(--slate-soft); margin-top: 6px; }
.field-row{ display:flex; justify-content: space-between; align-items:center; }

.demo-note{
  background: var(--paper-dim);
  border: 1px dashed var(--line);
  border-radius: 8px;
  padding: 12px 14px;
  font-size: 0.82rem;
  color: var(--slate);
  margin-bottom: 22px;
  font-family: var(--font-mono);
}
.demo-note strong{ color: var(--ink); }

.form-error{
  background: rgba(179,69,47,0.08);
  border: 1px solid rgba(179,69,47,0.3);
  color: var(--alert);
  padding: 11px 14px;
  border-radius: 8px;
  font-size: 0.85rem;
  margin-bottom: 18px;
  display: none;
}
.form-error.show{ display: block; }

.auth-foot{
  margin-top: 24px;
  text-align: center;
  font-size: 0.88rem;
  color: var(--slate-soft);
}
.auth-foot a{ color: var(--teal-deep); font-weight: 600; }

/* ============================================================
   App shell (dashboard / transfer)
   ============================================================ */
.app-shell{ min-height: 100vh; display: flex; flex-direction: column; }
.app-nav{
  background: var(--ink);
  color: var(--paper);
}
.app-nav .container{
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
.app-nav-links{ display:flex; gap: 8px; }
.app-nav-links a{
  padding: 9px 16px;
  border-radius: 999px;
  font-size: 0.9rem;
  font-weight: 500;
  color: rgba(246,244,238,0.72);
  transition: all .15s ease;
}
.app-nav-links a:hover{ color: var(--paper); background: rgba(255,255,255,0.06); }
.app-nav-links a.active{ color: var(--ink); background: var(--brass); }

.app-user{
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.88rem;
  color: rgba(246,244,238,0.75);
}
.avatar{
  width: 34px; height: 34px;
  border-radius: 50%;
  background: var(--teal);
  color: var(--white);
  display: grid;
  place-items: center;
  font-weight: 600;
  font-size: 0.82rem;
  font-family: var(--font-mono);
}
.logout-link{
  color: rgba(246,244,238,0.5) !important;
  font-size: 0.82rem;
}

.app-main{
  flex: 1;
  background: var(--paper);
  padding: 44px 0 70px;
}
.page-head{
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 30px;
  flex-wrap: wrap;
  gap: 16px;
}
.page-head .eyebrow-sm{
  font-family: var(--font-mono);
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--teal-deep);
  margin-bottom: 6px;
}
.page-head h1{ margin: 0; font-size: 1.9rem; }

.grid-2{ display: grid; grid-template-columns: 1.4fr 1fr; gap: 24px; }

.card{
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
}
.card + .card{ margin-top: 24px; }

.balance-card{
  background: linear-gradient(135deg, var(--ink) 0%, var(--ink-soft) 100%);
  color: var(--paper);
  border-radius: 14px;
  padding: 32px;
  position: relative;
  overflow: hidden;
}
.balance-card::after{
  content:"";
  position: absolute;
  right: -60px; top: -60px;
  width: 220px; height: 220px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,162,39,0.18), transparent 70%);
}
.balance-card .bc-label{
  font-family: var(--font-mono);
  font-size: 0.76rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(246,244,238,0.6);
}
.balance-card .bc-acct{
  font-family: var(--font-mono);
  font-size: 0.8rem;
  color: rgba(246,244,238,0.5);
  margin-top: 4px;
}
.balance-card .bc-amount{
  font-family: var(--font-display);
  font-size: 3.8rem;
  font-weight: 600;
  margin: 18px 0 24px;
  position: relative;
}
.bc-actions{ display: flex; gap: 12px; flex-wrap: wrap; position: relative; }
.bc-actions .btn{ padding: 11px 20px; font-size: 0.88rem; }

.quick-actions{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-top: 24px;
}
.qa-btn{
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 18px 14px;
  text-align: center;
  transition: border-color .15s ease, transform .15s ease;
}
.qa-btn:hover{ border-color: var(--teal); transform: translateY(-2px); }
.qa-btn .qa-icon{
  width: 34px; height: 34px;
  margin: 0 auto 10px;
  color: var(--teal-deep);
}
.qa-btn .qa-label{ font-size: 0.84rem; font-weight: 600; color: var(--ink); }

.card h3{ font-size: 1.05rem; margin-bottom: 18px; }

.tx-row{
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 12px;
  padding: 15px 0;
  border-top: 1px solid var(--line-soft);
  flex-wrap: wrap;
}
.tx-row:first-of-type{ border-top: none; }
.tx-left{ display: flex; align-items: flex-start; gap: 14px; min-width: 0; flex: 1 1 240px; }
.tx-copy{ min-width: 0; flex: 1; }
.tx-icon{
  width: 38px; height: 38px;
  border-radius: 10px;
  background: var(--paper-dim);
  display: grid;
  place-items: center;
  color: var(--ink);
  flex-shrink: 0;
}
.tx-icon svg{ width: 18px; height: 18px; }
.tx-name{ font-weight: 600; color: var(--ink); font-size: 0.92rem; line-height: 1.35; overflow-wrap: anywhere; word-break: break-word; }
.tx-meta{ font-size: 0.78rem; color: var(--slate-soft); margin-top: 2px; }
.tx-right{ text-align: right; flex-shrink: 0; min-width: 0; }
.tx-amt{ font-family: var(--font-mono); font-weight: 600; font-size: 0.82rem; }
.tx-amt.pos{ color: var(--success); }
.tx-amt.neg{ color: var(--ink); }
.tx-status{
  font-family: var(--font-mono);
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 3px 8px;
  border-radius: 999px;
  margin-top: 4px;
  display: inline-block;
}
.tx-status.completed{ background: rgba(46,125,91,0.12); color: var(--success); }
.tx-status.pending{ background: rgba(201,162,39,0.18); color: #8a6d1a; }

.side-stat{ display: flex; justify-content: space-between; padding: 12px 0; border-top: 1px solid var(--line-soft); font-size: 0.9rem; }
.side-stat:first-of-type{ border-top: none; }
.side-stat .label{ color: var(--slate-soft); }
.side-stat .value{ font-family: var(--font-mono); font-weight: 600; color: var(--ink); }

.alert-box{
  border-radius: 10px;
  padding: 16px 18px;
  font-size: 0.87rem;
  line-height: 1.55;
  display: flex;
  gap: 12px;
  align-items: flex-start;
}
.alert-box svg{ width: 20px; height: 20px; flex-shrink: 0; margin-top: 1px; }
.alert-box.info{ background: rgba(30,138,76,0.08); border: 1px solid rgba(30,138,76,0.25); color: var(--teal-deep); }
.alert-box.warn{ background: rgba(201,162,39,0.12); border: 1px solid rgba(201,162,39,0.4); color: #8a6d1a; }
.alert-box.success{ background: rgba(46,125,91,0.08); border: 1px solid rgba(46,125,91,0.3); color: var(--success); }

/* Transfer page */
.tabs{ display: flex; gap: 6px; margin-bottom: 26px; background: var(--paper-dim); padding: 5px; border-radius: 10px; width: fit-content; }
.tab{
  padding: 9px 18px;
  border-radius: 7px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--slate-soft);
  border: none;
  background: transparent;
}
.tab.active{ background: var(--white); color: var(--ink); box-shadow: 0 1px 3px rgba(0,0,0,0.08); }

.amount-input{
  display: flex;
  align-items: center;
  border: 1px solid var(--line);
  border-radius: 8px;
  overflow: hidden;
  background: var(--white);
}
.amount-input .cur{
  padding: 13px 14px;
  background: var(--paper-dim);
  font-family: var(--font-mono);
  font-weight: 600;
  color: var(--slate);
  border-right: 1px solid var(--line);
}
.amount-input input{
  border: none;
  flex: 1;
  padding: 13px 14px;
  font-family: var(--font-mono);
  font-size: 1.1rem;
  font-weight: 600;
}
.amount-input input:focus{ outline: none; }

.review-row{ display: flex; justify-content: space-between; padding: 12px 0; border-top: 1px solid var(--line-soft); font-size: 0.9rem; }
.review-row:first-of-type{ border-top: none; }
.review-row .rlabel{ color: var(--slate-soft); }
.review-row .rval{ font-weight: 600; color: var(--ink); }

.modal-backdrop{
  position: fixed; inset: 0;
  background: rgba(18,41,29,0.55);
  display: none;
  align-items: center;
  justify-content: center;
  padding: 20px;
  z-index: 50;
}
.modal-backdrop.show{ display: flex; }
.modal{
  background: var(--white);
  border-radius: 14px;
  padding: 36px;
  max-width: 420px;
  width: 100%;
  text-align: center;
  box-shadow: 0 32px 60px rgba(18,41,29,0.18);
}
.admin-number{
  font-family: var(--font-mono);
  font-weight: 600;
  font-size: 1.2rem;
  color: var(--ink);
  margin: 16px 0 22px;
}
.modal .m-icon{
  width: 56px; height: 56px;
  border-radius: 50%;
  background: rgba(46,125,91,0.12);
  color: var(--success);
  display: grid;
  place-items: center;
  margin: 0 auto 18px;
}
.modal h3{ margin-bottom: 8px; }
.modal p{ color: var(--slate-soft); font-size: 0.92rem; line-height: 1.55; margin-bottom: 24px; }

/* ============================================================
   Statements
   ============================================================ */
.filter-bar{
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  align-items: center;
  margin-bottom: 22px;
}
.filter-bar select, .filter-bar input[type="search"]{
  padding: 10px 14px;
  border-radius: 8px;
  border: 1px solid var(--line);
  background: var(--white);
  font-size: 0.88rem;
  color: var(--ink);
}
.filter-bar input[type="search"]{ min-width: 220px; }

.stmt-table{
  width: 100%;
  border-collapse: collapse;
  font-size: 0.88rem;
}
.stmt-table th{
  text-align: left;
  font-family: var(--font-mono);
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--slate-soft);
  padding: 0 0 12px;
  border-bottom: 1px solid var(--line);
}
.stmt-table td{
  padding: 14px 0;
  border-bottom: 1px solid var(--line-soft);
  vertical-align: middle;
}
.stmt-table tr:last-child td{ border-bottom: none; }
.stmt-table .st-name{ font-weight: 600; color: var(--ink); overflow-wrap: anywhere; word-break: break-word; }
.stmt-table .st-cat{
  font-family: var(--font-mono);
  font-size: 0.72rem;
  text-transform: uppercase;
  color: var(--slate-soft);
}
.stmt-table .st-amt{ font-family: var(--font-mono); font-weight: 600; text-align: right; font-size: 0.8rem; }
.stmt-table .st-amt.pos{ color: var(--success); }
.stmt-table .empty-row td{ text-align: center; color: var(--slate-soft); padding: 40px 0; }

.stmt-period-card{
  display: flex;
  justify-content: space-between;
  align-items: center;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 16px 18px;
  margin-bottom: 12px;
}
.stmt-period-card .sp-title{ font-weight: 600; color: var(--ink); font-size: 0.92rem; }
.stmt-period-card .sp-meta{ font-size: 0.78rem; color: var(--slate-soft); margin-top: 2px; }

/* ============================================================
   Cards
   ============================================================ */
.card-visual-grid{
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
  margin-bottom: 28px;
}
.credit-card{
  aspect-ratio: 1.586 / 1;
  border-radius: 16px;
  padding: 24px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  color: var(--paper);
  position: relative;
  overflow: hidden;
  cursor: pointer;
  border: 2px solid transparent;
  transition: border-color .15s ease, transform .15s ease;
}
.credit-card:hover{ transform: translateY(-2px); }
.credit-card.selected{ border-color: var(--brass); }
.credit-card.theme-ink{ background: linear-gradient(135deg, var(--ink) 0%, var(--ink-soft) 100%); }
.credit-card.theme-teal{ background: linear-gradient(135deg, var(--teal-deep) 0%, var(--teal) 100%); }
.credit-card::after{
  content:"";
  position: absolute;
  right: -50px; bottom: -50px;
  width: 180px; height: 180px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,162,39,0.16), transparent 70%);
}
.credit-card.frozen{ filter: grayscale(0.6); opacity: 0.75; }
.cc-top{ display: flex; justify-content: space-between; align-items: flex-start; position: relative; }
.cc-label{ font-size: 0.82rem; font-weight: 600; }
.cc-network{ font-family: var(--font-display); font-size: 1.1rem; font-style: italic; }
.cc-number{
  font-family: var(--font-mono);
  font-size: 1.15rem;
  letter-spacing: 0.12em;
  position: relative;
}
.cc-bottom{ display: flex; justify-content: space-between; align-items: flex-end; font-size: 0.72rem; position: relative; }
.cc-bottom .cc-holder{ text-transform: uppercase; letter-spacing: 0.04em; }
.cc-status-pill{
  position: absolute;
  top: 24px; right: 24px;
  font-family: var(--font-mono);
  font-size: 0.65rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  background: rgba(255,255,255,0.15);
  padding: 3px 9px;
  border-radius: 999px;
}

.card-detail-row{
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 0;
  border-top: 1px solid var(--line-soft);
}
.card-detail-row:first-of-type{ border-top: none; }
.card-detail-row .cdr-label{ font-size: 0.9rem; color: var(--ink); font-weight: 500; }
.card-detail-row .cdr-sub{ font-size: 0.78rem; color: var(--slate-soft); margin-top: 2px; }

.slider-row{ margin: 18px 0; }
.slider-row input[type="range"]{ width: 100%; accent-color: var(--teal); }
.slider-row .slider-val{ font-family: var(--font-mono); font-weight: 600; color: var(--ink); font-size: 1.05rem; margin-bottom: 8px; }

/* Toggle switch */
.toggle-row{
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 0;
  border-top: 1px solid var(--line-soft);
}
.toggle-row:first-of-type{ border-top: none; }
.toggle-row .tr-label{ font-size: 0.92rem; font-weight: 500; color: var(--ink); }
.toggle-row .tr-sub{ font-size: 0.78rem; color: var(--slate-soft); margin-top: 2px; }
.switch{
  position: relative;
  width: 44px;
  height: 25px;
  flex-shrink: 0;
}
.switch input{ opacity: 0; width: 0; height: 0; }
.switch .slider{
  position: absolute;
  cursor: pointer;
  inset: 0;
  background: var(--line);
  border-radius: 999px;
  transition: background .15s ease;
}
.switch .slider::before{
  content:"";
  position: absolute;
  width: 19px; height: 19px;
  left: 3px; top: 3px;
  background: var(--white);
  border-radius: 50%;
  transition: transform .15s ease;
  box-shadow: 0 1px 3px rgba(0,0,0,0.25);
}
.switch input:checked + .slider{ background: var(--teal); }
.switch input:checked + .slider::before{ transform: translateX(19px); }

/* ============================================================
   Settings
   ============================================================ */
.settings-nav{
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.settings-nav a{
  padding: 11px 14px;
  border-radius: 8px;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--slate);
}
.settings-nav a:hover{ background: var(--paper-dim); }
.settings-nav a.active{ background: var(--ink); color: var(--paper); }

.field-grid{
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.field-grid .field.full{ grid-column: 1 / -1; }

.save-bar{
  display: flex;
  justify-content: flex-end;
  gap: 12px;
  margin-top: 8px;
}
.save-confirm{
  font-size: 0.85rem;
  color: var(--success);
  display: none;
  align-items: center;
  gap: 6px;
}
.save-confirm.show{ display: inline-flex; }

.faq-widget{
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 100;
  font-family: var(--font-body);
}

.faq-toggle{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: linear-gradient(135deg, var(--teal) 0%, var(--teal-deep) 100%);
  color: var(--white);
  border: none;
  border-radius: 999px;
  padding: 12px 18px;
  font-weight: 700;
  box-shadow: 0 16px 28px rgba(18,41,29,0.2);
  transition: transform .2s ease, box-shadow .2s ease;
}
.faq-toggle:hover{ transform: translateY(-2px); box-shadow: 0 18px 32px rgba(18,41,29,0.25); }
.faq-toggle-icon{
  width: 26px; height: 26px; border-radius: 50%;
  display: grid; place-items: center;
  background: rgba(255,255,255,0.18);
  font-size: 0.92rem; font-weight: 700;
}

.faq-panel{
  position: absolute;
  right: 0;
  bottom: 72px;
  width: min(360px, calc(100vw - 24px));
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: 0 22px 50px rgba(18,41,29,0.18);
  padding: 14px 14px 10px;
  display: none;
}
.faq-panel.show{ display: block; }
.faq-header{
  display: flex; justify-content: space-between; align-items: center; gap: 12px;
  padding: 8px 6px 12px; border-bottom: 1px solid var(--line-soft);
}
.faq-title{ font-weight: 700; color: var(--ink); }
.faq-subtitle{ font-size: 0.72rem; color: var(--slate-soft); }
.faq-close{
  border: none; background: transparent; font-size: 1.5rem; color: var(--slate-soft); cursor: pointer;
}
.faq-list{ margin-top: 8px; display: grid; gap: 8px; }
.faq-item{
  border: 1px solid var(--line-soft);
  border-radius: 12px;
  background: var(--paper);
  overflow: hidden;
}
.faq-item.active{ border-color: rgba(30,138,76,0.35); }
.faq-question{
  width: 100%; text-align: left; background: transparent; border: none; padding: 12px 14px; font-weight: 600; color: var(--ink); cursor: pointer;
}
.faq-answer{
  display: none; padding: 0 14px 12px; color: var(--slate-soft); line-height: 1.5; font-size: 0.88rem;
}
.faq-item.active .faq-answer{ display: block; }

/* Responsive */
@media (max-width: 900px){
  .hero .container{ grid-template-columns: 1fr; padding-top: 56px; }
  .feature-grid{ grid-template-columns: 1fr; }
  .faq-grid{ grid-template-columns: 1fr; }
  .trust-grid{ grid-template-columns: repeat(2, 1fr); }
  .footer-grid{ grid-template-columns: repeat(2, 1fr); }
  .auth-wrap{ grid-template-columns: 1fr; }
  .auth-side{ display: none; }
  .grid-2{ grid-template-columns: 1fr; }
  .quick-actions{ grid-template-columns: 1fr; }
  .nav-links{ display: none; }
  .cta-band{ flex-direction: column; text-align: center; margin: 0 16px; }
  .app-nav-links{ display: none; }
  .card-visual-grid{ grid-template-columns: 1fr; }
  .field-grid{ grid-template-columns: 1fr; }
  .filter-bar{ flex-direction: column; align-items: stretch; }
  .stmt-table{ font-size: 0.8rem; }
  .faq-toggle{ padding: 10px 14px; }
}

@media (max-width: 560px){
  .container{ padding: 0 18px; }
  .nav .container, .app-nav .container{ height: auto; padding-top: 12px; padding-bottom: 12px; }
  .nav .container{ gap: 14px; }
  .hero h1{ max-width: 100%; }
  .bc-actions{ flex-direction: column; }
  .balance-card .bc-amount{ font-size: 2.7rem; }
  .faq-widget{ right: 12px; bottom: 12px; }
  .faq-panel{ width: min(320px, calc(100vw - 18px)); }
  .footer-bottom{ flex-direction: column; align-items: flex-start; }
  .auth-card{ max-width: 100%; }
}